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So, the stars and planets are aligning and every one is telling me if I ever want to own a home to do it, NOW. Ugh.
Truth is, I want to. I need a bigger place, with certain amenities - such as either an elevator or safe steps, and laundry in the building. Not to mention a kitchen with more space to cook in. Don't need a house, just a two bedroom or one bedroom condo or apt would be nice.
But I'm not sure how to go about it. All I've done is apartment hunting - rentals. So, feel a little overwhelmed by the whole thing.
Do I get a broker?
What is the cost of buying a home? Can I even afford it?
How does one go about getting a mortgage?
Do you need a lawyer? (Yes, I went to law school but I know zip about real estate law and it was a long time ago that I studied law, plus not in NYC)
How do you know what a good or bad deal is?
What I'm trying desperately not to do is freeze. I tend to procrastinate and freeze, when things overwhelm me. Distract myself. Make excuses. And shut down. Been trying really really really hard these past few months not to retreat into a hole and shut down. Because that's what I've done in the past when thing got gnarly and tough and painful. I shut down and retreated. It doesn't work. The problems do not go away. If anything, they percolate and ferment while your sitting in your cave ignoring them. So by the time you poke your head out - everything is about fifty times worse.
But tis hard.
Anyhow if anyone out there has ever bought an apartment or place in a city and has some advice they wouldn't mind sharing or links or even book suggestions on how to go about this?
Mucho appreciated.
Truth is, I want to. I need a bigger place, with certain amenities - such as either an elevator or safe steps, and laundry in the building. Not to mention a kitchen with more space to cook in. Don't need a house, just a two bedroom or one bedroom condo or apt would be nice.
But I'm not sure how to go about it. All I've done is apartment hunting - rentals. So, feel a little overwhelmed by the whole thing.
Do I get a broker?
What is the cost of buying a home? Can I even afford it?
How does one go about getting a mortgage?
Do you need a lawyer? (Yes, I went to law school but I know zip about real estate law and it was a long time ago that I studied law, plus not in NYC)
How do you know what a good or bad deal is?
What I'm trying desperately not to do is freeze. I tend to procrastinate and freeze, when things overwhelm me. Distract myself. Make excuses. And shut down. Been trying really really really hard these past few months not to retreat into a hole and shut down. Because that's what I've done in the past when thing got gnarly and tough and painful. I shut down and retreated. It doesn't work. The problems do not go away. If anything, they percolate and ferment while your sitting in your cave ignoring them. So by the time you poke your head out - everything is about fifty times worse.
But tis hard.
Anyhow if anyone out there has ever bought an apartment or place in a city and has some advice they wouldn't mind sharing or links or even book suggestions on how to go about this?
Mucho appreciated.
